Influence Of The Internationalisation Of The RENMINBI On Commercial Banks In China

In recent years,under the environment of Supply-side reform,the transformation and upgrading of industrial structure and promoting the Belt and Road strategy,great macro situation of China and more perfect policies under the condition of China's stable economic development,our country economy and the international economic links are increasingly close,RMB internationalization trend is significant.Although the internationalization of the RMB is still in its infancy,being a truly international currency still has a long way to go,the trend of internationalization is clear,which makes the business operation and risk management of Commercial Banks changing.It brings the opportunities and prospects for the development of China's commercial banks at the same time,also put forward new demands on it.In this paper,through theoretical research and practical research,absorbing the relevant research results of scholars at home and abroad and comparing the dollar,the euro and the yen internationalization process of internationalization,we make the theoretical accumulation on the impact of commercial banks for the analysis below.This paper respectively by using the method of qualitative and quantitative analysis of the impact of the RMB internationalization of commercial Banks business;and we divide risks into credit risk,market risk,liquidity risk and operational risk to introduce impact of RMB's internationalization on Commercial Bank risk management.Finally,based on the previous part of the discussion,this paper will give some suggestions from the view of the risk management,to the point of view of personnel training and international operation in the commercial bank.