Topological Characteristics Of Commercial Banking Network Flow Analysis

In recent years,our country banking industry has entered a new stage of challenging,great changes have taken place in the competition of commercial Banks,the banking industry is facing more complicated operating environment,operating pressure is increasing.China's commercial Banks business processes by using complex network research is the core of this article research train of thought.In our country commercial bank operation risk under the background of increasingly complex and serious loss,based on the complex network of China commercial bank business process control research,on the one hand,will further enrich and develop understandi ng of business process of science;On the other hand will also provides a new method and means for the business process control.First of all,the analysis and study of the commercial bank of China for each specific business and its process,is the important foundation of the operation risk process management.Through practical investigation,the commercial bank of China actually contains a lot of business and business processes,through to the three categories of China's commercial Banks business: asset business and liability business and intermediary business for the most part sorted out business analysis,extract the specific business process,then using the method of complex network,the commercial bank of China in various business of the business process of the relationship between the positions of the network.Through the analysis of the basic topology of the network properties,such as a right of degree distribution,point distribution,average path length,aggregation coefficient and so on carries on the analysis of the network features.Secondly,based on the business process of the network,you can see some important core position,and to assess the commercial Banks internal jobs set is reasonable,whether the load is balanced,each position helps to better study the key points in the process management,and the use of process management for future operation risk management and the corresponding regulatory capital measurement etc.To sum up,based on a new Angle of view: commercial bank business process-a complex network perspective,the business process of commercial Banks network graph topology is analyzed,on the one hand,strengthen the research methods of business process in theory,in practice,on the other hand also helps to research the key points in process management so as to better operate risk management,business process of commercial Banks to further improve and control the operating risk to provide certain help and guidance significance.