Research On The Bank Credit Risk Management Of A Rural Commercial Bank

As the mainstay of rural financial market,in the past few decades,rural credit cooperatives have played an important role in rural economic development,capital and financial services for rural areas to provide a good support.But with the development of China's financial markets,credit cooperatives in the fierce market competition more and more exposed the shortcomings.To this,continuous reform and innovation of rural credit cooperatives,the bank is A city on the basis of the original A city rural credit cooperatives reform.Yet both for rural credit cooperatives,agricultural businesses,inevitably face the problems of credit risk,and with the accelerating process of economic integration,the increase of the financial market instability,the credit risk problem has become the survival of the bank.And this article is to A city bank credit risk management as the research object,in the credit risk management,on the basis of related theory combing through to A city bank credit risk management of the status quo and the causes of credit risk analysis,to find A city bank credit risk management problems,and according to these problems targeted puts forward how to improve the level of A city bank credit risk management related Suggestions.Through this research,on the one hand,to A city bank credit risk management provide certain reference value,to A city bank to build scientific,reasonable and effectively control the credit risk management system,improve the level of bank risk management control to provide theoretical support;,on the other hand,is currently in credit risk management of related study,more than large state-owned or joint-stock commercial Banks as the research object,and due to the bank since the reform,set up time is late,so about bank credit risk management research are relatively few.And this paper is based on this,to A city bank credit risk management as the research object,hoping to provide certain reference for the development of other bank,beneficial to the development of the theory of credit risk management in our country play a supplementary role.