Yunnan City Commercial Bank Introduced The Application Research Of IPC Technology

With the continuous improvement of the economy of our country and the swift development of the economic system,small enterprises also won the rapid development opportunity.At the same time,it was become an important part of China’s economic system,economic growth,employment rate provides a strong support.From the point of view of the development of commercial bank,in recent years,due to the interest rate market deepening,the net interest margin narrowed,asset scale expansion slowing,asset quality pressures,interbank cross-border competition effects,banking development also faces enormous challenges.Competition intensifies,profits decline,at the same time,commercial banks are also faced with the decline in asset quality,non-performing loans to climb the grim problem.As an example,bank A,introduce the bank into the effect of IPC on the development of small and micro credit business,analysis the technology in China’s urban commercial banks can operate and existing problems,and strive to city commercial banks carry out small micro credit business provides a reference to the case.