Research On The Measurement And Influencing Factors Of Agricultural Credit Efficiency In Henan Province

Since reform and opening up to the outside world, China's economy has maintained a high state of development operation, the total GDP has ranked the world's top three, but still is a large agricultural country, urban and rural development imbalance severly, the rural economy is still in a relatively backward state, urban and rural dual economic structure is still in a considerable gap. Agriculture has always been the fundamental problem of china. Rural Finance is the core of modern agricultural economy, is a key factor to promote rural development and promote rural economic development.Henan, the first major agricultural province, agricultural population accounted for nearly 70%,urban and rural economic in an unbalanced state. Effective capital accumulation and capital investment is an important source of modern economic growth, the rural economy developing are also like this. Henan funds play a critical factor in Coordinating urban and rural economic development.Improving the efficiency of agricultural credit is the key to solve the development of the rural economy.Middle of last century, a considerable number of scholars believe that funding should be increased in agricultural credit. With further research, scholars have found that the efficiency of capital allocation of agricultural credit is more issues to consider. Domestic scholars focused on agricultural credit more configuration issues on agricultural credit funds, From the perspective of space research, the more concentrated at the national level and at the level of the western agricultural credit Efficiency. From the analysis of the study, the more traditional theoretical analysis and the standard analysis data envelopment analysis method to measure the efficiency of agricultural credit. This paper attempts based in Henan Province, the province emotion perspective to assess the overall situation of Henan Agricultural credit funds, the use of bootstrap dea and tobit model to measure the efficiency of Henan Agricultural Credit.In this paper, The first chapter is the introduction. Introduction including issues raised, the significance, research ideas and research methods. The second chapter is literature review, literature review section reviews the research scholars work for this problem. The third chapter is the theoretical basis, introduced agricultural credit theory, rural financial market theory, imperfect competition theory, financial development theory, the theory of financial efficiency. The fourth chapter is the Henan Agricultural credit market situation analysis. The fifth chapter is the statistical test and econometricssection. The sixth chapter is the policy recommendations.This innovation:This article aims to analyze the overall efficiency of Henan Agricultural Credit, this paper from the following aspects to expand and complement the existing research:First, research ideas and more single measurement methods need to be further enriched. For example, the existing research literatures used more standard data to measure the efficiency of agricultural credit, but the standard DEA estimator is biased and inconsistent, and boot-strap analysis method has good corrective resistance, can improve the measurement of accuracy. With BDEA methods and tobit models to analyze Henan Agricultural Credit Efficiency has not yet appeared.Second, the impact of factors need to distinguish between internal external factors, but also consider the need to combine the historical process of rural financial reform.Third, in the fiscal and financial framework, financial support for agriculture and other exogenous variables into the selection of indicators.This article Conclusion:The empirical results shows 1999--2015 Henan Agricultural Credit efficiency in a relatively stable level, In the result of the measurement of credit factors in agriculture, financial scale of development, level of economic development, investment in fixed assets, the urbanization rate, financial support for agriculture, rural financial market transaction efficiency, urban and rural residents income ratio and other factors are generating efficiency of Henan Agricultural Credit, which highlights the future direction of government efforts to improve the efficiency of agricultural credit in Henan.