Research On Qustions And Countermeasures Of Operation And Risk Managment In Chinese Commerical Bank

Since the 1990 s,Commercial banks have a wide range of assets and business,and it continuous expanding,with the development of the financial market of continuous innovation and the information age,operational risk events has become frequently occurring events in the commercial banks.In the financial crisis of 2008,many commercial banks were operated on the risk of accidents.In order to better cope with the financial crisis,the Basel Committee and the China Banking Regulatory Commission have made corresponding measures to form a new framework for China's future regulation.In short,the operational risk of commercial banks has become a weak link in the management of banking,so a comprehensive study and analysis of operational risk is conducive to improving the operational risk management of commercial banks in China.This paper involves the following several aspects of content: The first chapter is the introduction part.The section focused on commercial banks' operational risk management background,meaning,content,method,etc.provides the research background,make clear the scope of research to the theory and problems.The second chapter is theoretical foundation.This part tells the operational risk of commercial banks and operational risk management,the operation risk management Under the Basel?,provide a theoretical foundation to problem analysis,experience for reference and case analysis.The third chapter is the operation risk situation and development trend of commercial bank.This part combines the Chinese version of Basel agreement ?,introduced the four standard system,and the future development trend and the impact on the commercial Banks were analyzed one by one,And points out the problems of the operation risk management of commercial bank.The fourth chapter is to improve countermeasures.This part combined with Basel agreement ?,and put forward countermeasures to improve operational risk management of China's commercial banks.The fifth chapter is summary.This section presents the conclusions and pointed out the shortcomings of this study.