Research On Comprehensive Budget Management China Minsheng Bank Nanchang Branch

At present,the world economic situation is complex and changeable,developed countries and emerging economies development trend of differentiation,and the domestic economy is also in the mechanism to adjust the depth of the period,economic growth will slow down year by year,how to adapt to the economy of this "new normal" will become the theme of the next few years.The short-term economy is still facing downward pressure,the next period of time the monetary policy will remain relatively relaxed state.Commercial banks as an important support of national economy,the development of the national economy will directly affect the commercial bank's management ability.National economic long-term growth lead to subsequent risk of exposure,continuous fluctuations in the interest rate marketization process continues to accelerate,the renminbi to join the development of SDR and follow up the process of internationalization,the capital market will make the development of commercial banks in the face of uncertainty,commercial banks to maintain their own core competitiveness in the interbank market,an inevitable requirement for the need to further upgrade the scientific and meticulous management level.Comprehensive budget management is a way to help enterprises to better strengthen internal control effective tool that can help enterprises better clear strategic objectives,to enable enterprises to further optimize the allocation of resources.I engaged in financial management work in China Minsheng Bank,commercial banks is the essence of enterprise,commercial bank's internal control in its business plays an important role in the development and comprehensive budget management can also help commercial banks improve revenue level,better to complete the strategic objectives.This paper is based on the policy of comprehensive budget management China Minsheng Bank Nanchang branch,the first from the domestic and foreign research results according to the comprehensive budget management concept,characteristics and process of the paper,then the Minsheng Bank Nanchang branch of the China comprehensive budget management policy has carried on the discussion analysis,find its shortcomings;then from the Nanchang branch of China Merchants Bank as the comparison,analyzes the comprehensive budget management situation,learning from their advanced management concepts;finally,proposed to further enhance the full participation of the comprehensive budget management consciousness,implement the "big balance" and "financial" advanced management concept,innovative use of management tools and methods,to further strengthen the budget process assessment and the establishment of a sound the incentive and constraint mechanism etc.series of improvements.China Minsheng Banking Corp.,Ltd.is China's first private bank,as experimental field of reform of our banking industry to the comprehensive budget management present situation analysis,aims at the problems existing in the process of comprehensive budget management,and then analyzes the common problems existed in commercial banks are analyzed and put forward the related improvement measures and for the management of commercial banks provide theoretical basis,has a strong practical significance.