Research On The Impact Of Resident Financial Assets On Property Income

The equity of income distribution is an important indicator of our government's attention to the people's livelihood and building a harmonious society,The 17 th and18th National Congress of the Communist Party of China have been put forward "to create advantageous conditions allow more people to own property income" and "multi channels increased property income",which showing China's government to increase the importance of property income.Property income,the general can be classified as family owned financial assets and real estate obtained the income,mainly through trade,rent property or for property operating way of access to income,the income includes interest,dividends,bonuses,rents,patent income,property value-added benefits,transferring net income etc..According to the existing research literatures,it is indicated that the residents' financial assets have a profound influence on the property income,which is one of the important channels to obtain the property income.This paper attempts to analyze the impact of the income gap between residents' property income from the two aspects of the total amount of residents' financial assets and financial assets.To give an analysis effect of financial assets of residents to the property income,in order to put forward some reasonable suggestions to improve the residents' property income.The main content of this paper is divided into the following five points: Firstly,to introduce the research background,goal and significance,and to summarize domestic and international studies related with financial assets of residents and property income was summarized,and then introduces the research contents,research methods and innovations and shortcomings;Secondly,to analyze the influence of residents' financial assets property the general principle of income,analysis of the impact of the financial assets of residents of the property income;Thirdly,summarize the development course and current situation of residents' financial assets and property income,and the relation of the financial assets of residents and property income were analyzed with descriptive statistics;Forth,to give an analysis effect of financial assets of residents to the property income,this chapter from the two aspects of the amount and structure of residents' financial assets using the econometric model to test impact on property income;At last,it will give conclusion of studies and then put forward policy recommendations after much consideration.After theoretical and empirical studies,it will give conclusions as follows: Firstly,the financial assets of residents,the residents hold the total financial assets of the rapid growth of residents' financial assets holding structure is increasingly diversified;Secondly,from property income,property income growth in the total area,but there are still rural property income gap is too large property income accounted for the proportion of disposable income low problems;At last,from the financial assets of residents on the impact of property income residents,the total financial assets has a significant positive effect on property income,the impact of different types of financial assets of residents property income difference: Savings and insurance reserves of property income contribution,contribution to the Treasury of the property income is gradually rising,the stock contribution to property income is the lowest.In view of the above conclusions,this paper,based on the total amount and structure of the residents financial assets and the impact of property income,and put forward relevant policy recommendations,in order to effectively increase the income of residents' property income.