On China's Food Safety Responsibility Compulsory Insurance System

With the development of economy,the rapid development of the food industry make it become the first pillar.industry of Chinese,at the same time,food safety issues become highlighted prominent.In recent years,China's food security situation is extremely severe,repeated outbreaks of food safety accidents,to cause serious damage to the life and health of the broad masses,but also to give a heavy blow for the food industry.Huge losses caused by the food safety accidents become an important issue impact on social stability.As a social welfare system,the compulsory liability insurance of food safety transfer a huge compensation risk of the food producers to ensure the normal production and operation,at the same time,ensure that consumers receive compensation timely and adequate,it has a very positive and far-reaching significance for the stability development of socio-economic and promote the people's livelihood in harmony.Based on the detailed analysis of the compulsory liability insurance of food safety system,to explore the path of establishing system and to make specific recommendations.Through the establishment of the compulsory liability insurance of food safety system,helps to improve the food safety system,safeguard the healthy and stable development of China's food market,optimization the food safety regulatory structure for government,society and the market.This paper is divided into three parts:The first chapter:the nature and functions of the compulsory liability insurance of food safety.Firstly,analysis the nature of the compulsory liability insurance of food safety.It is not social insurance,not policy insurance,but the commercial insurance business behavior.Insurance companies engaged in the compulsory liability insurance of food safety should follow the laws of economic development of China's insurance market.Then,from civil damages fill,the balance of interests,social management to explore the functionality of the compulsory liability insurance of food safety.The second chapter:discuss the necessity and feasibility of build the compulsory liability insurance of food safety in China.Firstly,from the current situation of food safety and food safety liability insurance to analyzes the necessity.Then analyzes the legal basis,the policy basis and practical foundation,and learn from the experience of extraterritorial,to explain the feasibility of the establishment the compulsory liability insurance of food safety system in China.The third chapter:the construction of compulsory liability insurance of food safety system in China.Firstly,analysis the positioning of the system,stressed that it should be based on the specific circumstances to decide whether promote mandatory insurance.Then point out the content controversy of the system.Detailed analysis of insurance subject qualification recognition,determine the scope of compensation,excluded liability,ratemaking,and put forward reasonable proposals.