Research And Implementation Of IC Card System Platform Of Bank Financial Village

From 2007, rural banks has authorized by people's bank of China that institued in different areas of China. Rural bank's establishment has filled up the blankness of banking service. At the end of 2014, there are 1233 rural banks has been established. As rural banks has blossom in a fast speed, all commercial banks start to established their own rural banks. The management pattern for rural bank has such differentiability with their head bank. From resent research which found that the rural bank's core system cannot modificate in short time period, in a reason of these rural banks set up by their head bank. Rural banks also have distinguish business features. At 2013, the peoples' s bank of China published the PBOC3.0 rules for bank card that impel head bank think to rebuild the bank card system, which caused reval bank also involved. The people's bank of China required all banks stop to give out magnetic stripe card to customer within 1st of May 2017, the exploitation of financial IC card is in process. This article describetion is basis on PBOC3.0 rules published by the people's bank of China at 5th of Feburaty 2013, development research is in process for micro rural bank financial IC card system.This article stated the system research background and ideas, through system introduce with whole logic framework., and combine the use of SSH frame technology., Ext JS page, through conduct with multiple Spring Batch framework development, encryption encoder, Oracle database, aix serves that strcture a stable, safe, economy, maintenance financial IC card system. For adaptation of financial IC card multi-industry, multiple utility needs, and to drive financial IC card make convenience for people's livehood, to resolve the singularity of rural bank's back card variety, satisfy the speediness of business neeed., and to adapt the development direction and competition. To perfect the service function and method needs. It will drive self business development. The system divide with three functional moudule to process with ICS, KMS, CPS. Among three functional moudule, IC card model has divide with data preparation, card service, electronical case business submodule. In this article has emphases on the function of IC card module. As the importance of the banking business, this system has a safty design, not only support the origin internaitonal algorithms, and also will support the PBOC3.0 SM algorithms. This essay did a test for financial IC card system at the end which basis on hardware and software test environment in present. Fot test of rural bank's financial IC card cluster integrated performance, and checkout transaction or system handling performance if satisfy the system requirement, and examine the AIX platform core system cluster stability and performance, to provide data support for system performance.