A Study On Sustainable Development Of Agriculture Insurance In Shanxi Province

The development of agricultural insurance to farmers, agriculture and national economy development of our country has a huge impact. Agricultural insurance in resist economic risk, pass on the agricultural economic crisis, to ensure agricultural production continued, for farmers to provide a certain amount of security has played a positive role. But, our country agricultural insurance for farmers' income is less, lack of financial and policy support, imperfect laws and regulations, the relevant departments of the management is not too much attention and agricultural insurance limit conditions factors, has led to a recognition of agricultural insurance in our country is not high, popularity, is not obvious enough. As the important agricultural provinces in central China, the natural conditions of shanxi is relatively bad, serious soil and water loss problem. Poor soil, climate, drought, the poor natural conditions for agriculture and rural economic development has brought huge economic losses, in the face of these problems, the development of agriculture needs the guarantee of agricultural insurance and support. In order to better development in Shanxi Province agricultural insurance, should actively observe foreign agricultural insurance development experience and measures, and sums up the experience of countries to carry out the agricultural insurance is the appropriate government intervention and support, improve the relevant laws and regulations, provided subsidies for insurance agents and reinsurance and so on, related measures to ensure the sustainable development of agricultural insurance in Shanxi Province. This article through to the shanxi agriculture insurance research, combined with the actual situation of shanxi agricultural development, combine foreign experience and national conditions of our country, think the current development of agricultural insurance in our province from speeds up the agricultural insurance to the legislation, strengthen the government's intervention and financial capital investment policy system, establish a professional agricultural insurance supervision and administration department and professional agricultural insurance joint-stock company, to establish a fixed on agricultural insurance compensation fund library, establish and expand agricultural insurance pilot areas, rich agricultural insurance products, improve agricultural insurance from the level of risk of personnel's professional quality and sales, publicity and promotion of agricultural insurance, the farmers of professional agricultural insurance knowledge popularization and promotion and other aspects. And through the theoretical and practical analysis of the specific circumstances to get the sustainable development of shanxi agricultural insurance problems. And puts forward some countermeasures and Suggestions to these problems, discussed respectively from different aspects, jointly promote the development of agricultural insurance.