Research On The Development Of The Supply Chain Finance Of China Construction Bank SS Branch

With the deepening development of the supply chain business, the domestic enterprise is facing a new model of development. In order to ensure the supply chain could operate efficiently and stably, the enterprise has a more urgent demand for funds. For this reason, many commercial Banks in China put forward a variety of supply chain finance business. As a result, they can get the chance in early moment and win more financial customers. China construction bank as a state-owned bank, attaches great importance to the development of supply chain finance business and actively participates in it. As a consequence,they has obtained remarkable achievement.This core part of this article includes three chapters: first of all, we give a brief introduction of China construction bank SS branch business profile. And we state the situation of how supply chain business carry out systematically and deeply; secondly, we we combine it with China construction bank SS branch running situation of the supply chain finance business to analyze the problems arising from the business; thirdly, we offer the corresponding solutions for specific problems. In regard to the situation of SS branch business, we give a brief introduction of SS branch and introduce SS branch sales and supply chain finance business share in its' comprehensive business firstly. Then we start to introduce the business which is based on the institutional Settings, financing model and product marketing. At the end, we explained the actual effect that the conduction of supply chain finance business bring to SS branch. In analysis of problems, we mainly based on the credit risk, staff operational risk, mechanism and many other aspects to research the problems which arise from the SS branch of supply chain finance. In terms of countermeasures and suggestions, we mainly put forward to strengthen the credit management of core enterprise and improve the quality and ability of business people. In addition, we need to establish and improve the relevant rules,regulations and early warning mechanism.We use case analysis in this article. Through the research of China construction bank SS branch's supply chain commercial business, we can find that it can promote the development and perfection of China construction bank supply chain finance business. In addition, it can provide positive theoretical and practical guidance for other commercial bank supply chain finance business.