Establishment The New Type Of Rural Cooperative Financial System In Our Country

In China, the modernization of cities stands in sharp contrast to the underdevelopment of villages. The rural cooperative finance is inhibited for a long time, so its development is particularly urgent. In recent years, the rural cooperative finance makes a certain progress in China. The deposits of the rural financial institutions are from the countryside, while the loans are put into cities and the areas of high economic returns, so it makes the economic environment of the countryside worsen. Throughout the development of world economy, building a perfect rural cooperative financial system is the effective means to promote the development of the rural economy. The paper explores the ways to build a new type of rural cooperative financial system in our country.This paper sorts the rural cooperative finance literature at home and abroad, finding out their commonness and individuality. Then through the basic theories of cooperative finance,it analyses the development of rural cooperative finance and the problems in our country.Having the national nature of the rural cooperative financial institutions are gradually out of rural areas, the traditional rural cooperative finance which represents rural credit cooperatives and cooperation foundation is gradually alienated, the fund mutual cooperative and its internal mutual funds of the new type of rural cooperative finance are still in the early stages of their development, so we need to build a new type of rural cooperative financial system.Through studying Germany, the United States and Japan, the three countries with the demonstration significance to cooperative finance, the thesis tries to provide a new type of rural cooperative finance system. Finally, according to the cooperative financial principles and the support of national policies, based on the fund mutual cooperative, the paper proposes to build a new type of rural cooperative finance which is full of diversification and comprehensiveness. It has certain innovative significance.