Research On The Development Of Long-term Care Insurance In Urumqi

In recent years, Urumqi, accelerated aging, elder care problems caused by the aging of the increasingly prominent, to the social security system caused some pressure. With the advent of Urumqi and for "4-2-1" family structure, etc., as well as elderly people suffering from Urumqi to increase the number of chronic diseases, resulting in Urumqi family medical expenses increased, increased the financial burden on families Urumqi. Driven by national policies, in order to actively cope with the aging of Urumqi, to promote the formation and development of "medical support health care" a combination of new service model, Urumqi develop long-term care insurance is imminent.Urumqi in order to study the development of long-term care insurance, this paper in terms of population and economic factors analyzed the necessity of the development of long-term care insurance in Urumqi, from Urumqi Situation care resources and commercial long-term care insurance introduced two long Urumqi Situation analysis of the nursing care insurance and Urumqi encountered in the development process of long-term care insurance information asymmetry, unsound policies, risk control backward technology and other obstacles. And through the introduction of domestic workers Qingdao implement long-term health care insurance and long-term health care insurance Weifang, Urumqi has been developing long-term care insurance should be carried out in the first additional type of long-term care insurance, to give full play to the leading role of the government, strengthen the nursing team the construction of revelation, through the introduction of foreign Japan, Germany, the United States long-term care insurance, development should come to Urumqi to establish long-term care insurance in a sound legal system, establish appropriate funding model, a multi-level care level, the establishment of appropriate Revelation of payment methods.Based on long-term care insurance and development status Urumqi Drawing Lessons from abroad through long-term care insurance should step proposed Urumqi, have gradually developed the order of long-term care insurance. Development of Urumqi long-term care insurance can be divided into five steps: The first step to carry out the statutory long-term health care insurance, the second step to improve existing commercial long-term care insurance, the third step of the implementation of government-mandated universal basic long-term care insurance, fourth step, promote the integration of commercial long-term care insurance and the basic long-term care insurance, the fifth step, the establishment of a multi-level long-term care insurance system. Finally, in order to protect the development of long-term care insurance in Urumqi, Urumqi should actively establish an effective risk prevention mechanism, vigorously develop the group long-term care insurance, accelerate the training of professionals and the like.