Research On Risk Assessment Of Warehouse Receipt Hypothecation Under Z-numbers

With the deepening of the socialization of production, market competition change from the original single client mode for modern supply chain model, the same parties within the supply chain are interdependent, and glory with defeat. The traditional model, the supply chain upstream suppliers difficult to take the conventional way to get credit funds to support banks, while a shortage of funds will directly lead to the subsequent links stagnation, or even appear to some extent "break." Warehouse receipt finance is logistics finance use of modern financial instruments in one of the main modes of financing, making full use of resources from all sources to mitigate SME funding pressures, improve service level of logistics industry, expanding the scope of banking operations is important. According to business, the model describes the study design and data processing of three programs. Through analysis of the collateral property, summed up the factor of three representative, in the case of the same standard, using Z-number method for model design and arithmetic operations, intuitive and clear the data obtained as a reference. Results of this research can be the warehouse receipt financing business operations to provide sound scientific basis, in a dazzling arrayof items to select the best and safest goods known as objects. To improve the accuracy of warehouse receipt financing pledge logistics financial risk assessment, this paper through the analysis of the overall business model,choose financing companies, logistics companies, pledge, bank operation and legal risk to establish the 5 risk evaluation index system. Combined the Z-numbers method and fuzzy theory effectively, establish a risk index system based on Z-number for overall risk metrics which used for the overall risk measurement and finally a case analysis. The study, using this model can effectively improve the objectivity of an expert assessment,improve the risk assessment values, provide theory and practice support of warehouse receipts pledge financing.