Case Study:Early Retirement Contradiction In Bank Merger

In a certain historical period,Internal retired system is a special employee management policy that improve the enterprise human resource structure.At the end of last century,banking as the stateowned enterprises reform of the vanguard,taking the system to optimize the personnel structure,reducing some employees who are old and incapable,can optimize allocation of human resources.The system solve the commercial bank's human resource problem,but the law of retired system is not perfect,and is not be carried out in accordance with relevant policies during the reform process.So,above all make the problem of retired system become a “time bomb” in the development of modern commercial bank.With the accelerated pace of financial industry and the deepening of the market-oriented process of interest rate,small and medium-sized banks which are weak risk resistibility and high operation cost have to face the integration,mergers and so on.This means that many commercial bank will once again face a huge change in our country,which will disturb the pieces--the sleeping “time bomb”,and the result is uncertain.Therefore,the research of the contradiction of early retirement help commercial banks successfully to complete merger work,which has great and special significance.Based on this,few scholars research the internal retired system and its influence,so,this research focus on early retirement staff conflicts event during the merger process of two commercial banks by using a descriptive single case study method,using a combination of equity theory,expectation theory,social exchange theory in a dynamic perspective.Through the psychological contract,crisis management and other aspects,the employees' psychology,real demands and management strategies are analyzed,and combined with the actual to discuss how to optimize the contradictions.Through in-depth study,this study argues that internal retired employee conflicts are complex,the solution cannot be through simple coping strategies,and commercial banks need to take attention to the extent and understand deeply in the process of daily management by accelerating the reform of early retirement system,improving the retirement salary system constantly,receding employees into the enterprise culture,strengthening staff training and other measures for long-term consolidation and mitigation.The purpose of this paper is to provide certain reference significance for the some commercial banks face the same problem in the future.At the same time,the conclusion can help commercial banks and state-owned enterprises facing the problem of retired employees as soon as possible to develop solutions according to the actual condition,so as to effectively prevent for the retired employees contradiction outbreaks in the very period,rather than influence some major reforms implemented..