| Facing the turbulence of internal and external environment, commercial Banks had to work hard to expand business, following the path of integration, electronic, and securitization, to ensure its own survival and development. Therefore, profound changes have taken place in the commercial bank business model, and one of the most striking is the rapid development of off-balance sheet business. To develop the off-balance sheet business to expand business scope, increase their income, improve the market competition ability, for the Jiangxi Branch of Agricultural Bank of China(ABC) is a realistic and inevitable choice. In our country banking industry faces the comprehensive opening today, the backward status quo has become a bank branch in Jiangxi province to participate in market competition, the "soft rib". Therefore, to strengthen the construction of "service mediation" function for the Jiangxi Branch of ABC, develop the off-balance sheet business has become an important topic for the Jiangxi Branch of ABC. Starting at the concept and kinds of off-balance sheet business, this article analyzes the off-balance sheet business situation and problems of the Jiangxi Branch of ABC in recent years, and compares with the mature off-balance sheet business model of commercial bank in foreign developed country, then based on this, advances the developing thoughts and corresponding countermeasures, in order to provide certain reference for the off-balance-sheet business of the Jiangxi Branch of ABC. |