Analysis Of The Impact Of The New Asset Management Rules On The Business Development Of Ccb A Branch

With the development of the financial field in the domestic market,the domestic financial market has gone through a period of unsupervised,unsupervised,crazy development and scale under the stimulus of Internet finance.At present,the domestic financial market is in a state of chaos,there is an urgent need for standardized management,effective allocation of limited resources,and the regulation of the development of financial institutions led by commercial banks,and the strengthening of supervision on the accelerating development of the financial industry.In April,2018(hereinafter referred to as the new rules),this thesis is based on the influence of the new rules on the development of the commercial banks,and then,in combination with the "impact-reaction" model,the paper probes into the impact of the new rules of the capital management on the business of the commercial banks.Based on the analysis of the response of the commercial bank after the impact of the new rules of the capital pipe,the data of the three aspects of the table,the outside and the business channel,the three aspects of the table,the outside of the table and the business channel,and the research of the "impact-reaction" mode are discussed.The adjustment and response measures of the A-branch on the three aspects of the table,the outside of the table and the business channel are built.Since the implementation of the new rules of the management,the impact on the overall table-out business and the intra-table business of the A-branch is the largest,especially in the management of 28.36% of the financial products of the A-branch,and the impact on the development of the commercial bank and the fixed business structure is the greatest,and the rigid acceptance is broken.After the formal implementation of the new rules,the financial management will be the stage of the financial development,which is the most serious challenge to the bank’s impact on the capital chain,but the legal rights and interests of the investors are no doubt the act of protection;in addition,as an investor,the investment funds of the investors are clear at a glance,and compared with the fact that the investment funds of the investors are not known in the past,the funds of the bank to the investors are clearly defined in the new regulations of the management pipe,so that the investors need to be transparent and open;and secondly,As an investor in the implementation of the new rules of the management,the short-term wealth management product of the commercial bank will be reduced,and it is more difficult for the commercial bank to put forward a higher degree of difficulty to the R & D of the long-term financial products,especially in the new regulations of the management pipe,and it is necessary to standardize the fund pool and the time limit mismatch.In addition,in the case of equity products,commercial banks will compete for the development and extension of equity products.Due to the breaking of the rigid acceptance,the bank has the right to develop the rights and interests products and the regulation of the time limit mismatch,and the rights and interests products will be at the peak of the development;To make clear provisions and requirements for the simplification of the product and business structure of the bank.With the land and the implementation of the new rules of the capital pipe,the business structure of the financial institution led by the commercial bank and the source of income will be subject to a great deal of impact.In this paper,through the contents of the seven parts,the background of the first part is analyzed and the significance of the new rules of the management pipe is studied in this paper.This paper points out the innovation point and the deficiency in this paper,the second part studies the "impact-reaction" model,and expounds the related reference’s financial theory,and the third part deals with the specific business of the business analysis and impact of the new rules of the capital pipe,and studies the response after the impact.The paper puts forward the measures of the development of the commercial bank under the influence of the new rules of the management.The fourth part mainly studies the impact and response of the commercial bank on the business in the table after the implementation of the new rules of the management,and the measures to be taken in response to the reaction.The impact and reaction of the encounter,and the measures taken;the sixth part studies the impact and response of the business channel of the commercial bank under the impact of the new rules of the management pipe,as well as the targeted measures taken in response to the reaction;The seventh part is to sum up the full text and put forward,to the relevant government management department,the construction of the regulatory financial market after the implementation of the new rules of the capital management.