Industrial And Commercial Bank Of J Branch Financial Risk Assessment And Prevention Research

As the global economic growth to slow further, Moreover, economic development will be increasingly subject to internal constraints and the impact of external economic environment, various types of economic risk will be endless. As the banking part of the economic risk of high industry, therefore, in the ordinary course of business should continue to enhance their ability to resist risks. Commercial Banks is typical of many risk of Banks, which related to its double identity:the management risk of the bank not only have the general business similar, also contains a certain degree of financial risk. Because of the risks and financial work in this bank are inseparable, it is likely to make this type of risk into financial risk. Also contains a certain degree of financial risk. Because of the risks and financial work in this bank are inseparable, it is likely to make this type of risk into financial risk. However, if the bank had a financial risk, the overall economic situation will inevitably have financial industry have complex implications. Commercial banks, financial risk management cannot be ignored important part. Worldwide, financial risk management in the banking sector in recent years, in terms of research on the theoretical level or technical level, have made remarkable achievements, however, the current world case studies on bank failures are still common enough proof of financial risk prevention and control of the bank at a low stage, needs to be improved.The J branch of industrial and commercial bank of this paper, based on the theory of commercial banks financial risk, based on the actual situation J ICBC branch, fuzzy comprehensive evaluation model, according to the industrial and commercial bank of J branch of financial risks, establish a fuzzy comprehensive evaluation model, combined with the entropy value method to the bank from 2006 to 2014, the financial risk level is analyzed, and then to the industrial and commercial bank of J branch of the financial risk of the overall situation and development trend. To discuss the causes of financial risk of the branch, and respectively from the financial risk control strategy, the establishment of financial risk management organizational structure, the improvement of the financial risk control system, the respect such as staff professional quality of ascension to explore J branch of industrial and commercial bank of ascension level of financial risk prevention countermeasures and Suggestions.