Research On The Risk Management Of Trade Financing Business In Bank Of China Henan Branch

With globalization accelerating, the increasingly tense competition between banks, traditional bank credit business has been unable to meet the needs of enterprises, trade finance business has been more widely used in the business credit. With the continuous innovation and development banks trade finance business, business risk facing more and more big. Therefore, how to maximize the development of trade financing business, while effectively controlling trade financing risk is particularly important to carry out trade financing risk management research, has a very important practical significance.The author takes the behavior of the Bank of China Henan Province, using case studies and summarized methods, in-depth study of the status of the Bank of China Henan Branch trade finance and risk management, trade finance different business analytic corresponding risk points and business process risks exist point, he noted that the Bank of China Henan Branch of trade finance risk management problems and produce internal and external causes of these problems, combined with the case of non-performing loans for trade financing business risk management problems existing in-depth analysis Finally, for the risk management problems, the following six risk control measures:the establishment of trade finance professionals in complex security system; proactive management and other measures to increase high-risk customers to predict and control, prevention of asset quality under move; further Refinement high risk areas management approach, improve policies and institution building; strengthening of case studies, learn a lesson, to prevent the occurrence of new bad; increase the control of operational risk, operational risk conversion to credit risk; the use of performance measures to ensure the work effect. On the profound analysis of the Bank of China Henan Branch trade financing problems of risk management, combined with work practice in the case of risk management issues in-depth analysis, the Bank of China Henan Branch of trade finance risk management issues a useful exploration, It has profound significance.