Research On Countermeasures For Risk Management Of Trade Financing In ShannXi Branch Of BANK OF CHINA

Nowadays, Chinese commercial banks are facing more and more competition from foreign banks. In order to rack up, it is necessary to carry out new operation, especially trade financing based on goods has stronger market suit capability than traditional operations. Along with heightened opening extent of Chinese finance market, risks faced by Chinese commercial banks are becoming more and more, and risks in trade financing are also more and more. Hence, how to strengthen risk management of trade financing is desiderate to resolve for Chinese commercial banks.Taking the development of finance as background and aiming at trade financing operation status quo and risk management status quo of Shan Xi branch of Bank of China, this paper completely analyzes risks existing in trade financing and questions in risk management of Shan Xi branch of Bank of China, integrate using management theory, economic theory and statistical theory. Based on this, this paper brings forward some countermeasures to strengthen trade financing risk management of Shan Xi branch of Bank of China. First, this paper introduces relevant theory of trade financing and risk management theory. Second, this paper analyzes development, operation kind and handling process of trade financing in Shan Xi branch of Bank of China, and analyzes trade financing risk management of Shan Xi branch of Bank of China. Third, this paper analyzes risks from operation process and from trade financing goods, and analyzes questions existing in risk management from impersonality and from personality. Finally, based on total analysis of risk in trade financing and questions existing in risk management, this paper presents countermeasures to strengthen trade financing of Shan Xi branch of Bank of China from trade financing operation and management factors.This paper analyzing trade financing and its risk management conduces to improve consciousness and capability to keep away and dispel trade financing risks, which advances risk indentify and management of trade financing of this bank and boosts health and stable development of market economy.