Research On The Development Of Car Loan Business Of Shengjing Bank

In recent years China's auto industry is developing rapidly, but the automobile financial service is not ready to meet the challenges of the situation, the main reason is the service mode is single. Therefore, to meet the demand of market of our country car finance service mode is the major commercial banks win is the core of sustainable development, new business point of growth opportunity, is also the key to solve the current China's auto consumption loan business dilemma.Thesis mainly from the automobile consumption loans in China's perspective, the Shengjing bank car loan business current situation and problem analysis and discussion, the car loan business of Shengjing bank comparison of advantages and disadvantages and the domestic and foreign development of the automobile financial service model comparison, to diagnose the problem of Shengjing bank car loan business development. By referring to the experience of foreign development, at the same time, according to the development situation of Shengjing bank consumer loans puts forward the development model of emerging financial services according to the new situation of Shengjing bank consumer credit constraints. Finally put forward the feasible suggestions to perfect the automobile finance related policy suggestions and related system construction and risk management system, in order to ensure the smooth operation of the new model and development in Shengjing bank under the new environment.