Operational Risk Management At Harbin Hulan Spd Country Bank

The problem of Three Rural Issues been restricting the development of Chinese rural economy what is national welfare and the people's livelihood event, it makes theory and technique indemnity for solvling issues concerning farmers rural area and agriculture which may accelerate the construction of new village, balance urban and rural and build a harmonious society. CBRC wants to solve less financial branch, money supply and difficult problems such as farmers and micro enterprise loans in the rural areas, which is approved by the bank in the villages. As a special service to The Three Isuues and micro enterprise, Rural Banks must cooperate with the government which develps the agriculture and supports the county. Although the Chinese nation should give policy support to the village Banks, rural Banks are still facing all kinds of competition and risk in the process of operation.Through the analysis of village Banks and commercial Banks is base in the the risk difference of internal and external economic environment, which is good to explore the Haerbin Hulan Pufa rural bank risk management system. The Harbinhulan Pufa Rural Bank is used of present situation, type of risk and management method which seeks the cause of risk, the practical develpment and the method of risk identification, risk assessment index setting and risk assessment model comparison, the way of risk identification and evaluation method can standard risk management system, which is better for the service of company and customer. Harbin Hulan Pufa Rural Bank is based on the principle of risk management which seeks the development of risk management and strengthes the risk identification, evaluation and control methods and means to solve risk problems of the operation and development. It establishes the risk management culture which will put the risk management into daily management work that is advantageous to solvle the problem of risk management system and perfect the management and assets.Disussion on ways to improve Risk management of Harbin Hulan Pufa Rural Bank which is good to activate the hulan rural economy and accelerate the reform of the Hulan rural financial system, the rural and urban development as a whole which is impossible.