Research On Financial Risk Management Of The Bank Of J

In the complicated and changeable market economy environment, the commercial bank will face all kinds of risks in the management process. The main work of commercial bank at present is to manage the funds, the financial risk has become one of the main risks faced by commercial banks. All aspects of financial risk result from the bank’s financial operations, the specific performance in the capital risk, liquidity risk etc.. Therefore, the basis of understanding the meaning and the importance of financial risk in China’s commercial banks on the prevention and control has important significance for commercial banks to the financial risk. This paper takes the financial risk status of the Bank of Jilin as an example, based on the analysis of Jilin bank financial risk management status and causes of the risk of the corresponding proposed targeted suggestions, in order to strengthen the city commercial bank financial risk management and evade the financial risk of commercial bank reasonable. The first chapter of this paper on financial risk management of domestic and foreign literature overview, describes the significance of research on commercial bank’s financial risk management; the second chapter discusses the basic theory of financial risk management of commercial banks, financial risk management theory of commercial banks through different stages, a process of gradual improvement; the third chapter unifies the Jilin bank specific analysis on the situation of Jilin bank financial risk, and summarizes the content of the financial risk management of banks in Jilin; the fourth chapter analyzes the Jilin bank exposure to financial risk management question, and aims at putting forward solutions to the question, giving the summary and prospect of the whole article, Bank of Jilin for reference cases of financial risk management of commercial banks. The innovation of this paper is to J Bank, for example, financial risk management of commercial banks issue a more comprehensive analysis, J Banks set up a short time, as a young company, J Banks have rarely been the case from the commercial banks as financial risk management perspective to analyze some innovations in research. The author has innovative measures in solving the problem at the time of exploring financial risk management strategies in J banks,proposing applying technique large number of data to financial risk management, establishing credit risk rating system, in order to effectively control the commercial bank’s credit risk.