Research On Shandong Province China Merchants Bank Financial Management Risk Management

Along with the international political and economic environment change constantly,commercial banks are facing the external environment and internal mechanism of changing rapidly in different places,with their own financial risk but also increase the difficulty.The financial risk management which has become one of the core contents of banks to improve competitiveness,to adapt to the current needs of the financial industry market,urgent need to establish a scientific and effective financial management system according to the actual situation of the commercial banks.Therefore,at present in our country the actual basis,according to the existing scientific and effective financial risk management theory,using scientific methods and means,to adjust and reform the risk management of commercial banks,so that the financial risk management theory to improve the operation process of commercial bank.As a high-risk industry in the financial industry,commercial banks have become the focus of financial scholarship research.This paper,taking Shandong Merchants Bank as an example,follows the logic of risk identification,risk analysis(qualitative analysis and quantitative analysis),risk response and risk monitoring,and analyzes its possible financial risks.Based on the analysis results,The countermeasures and suggestions.This paper introduces the current situation and financial management status of China Merchants Bank in Shandong Province.By introducing the business scope,profit model,organizational structure and future development strategy of China Merchants Bank in Shandong Province,this paper summarizes and analyzes the internal and external factors of its financial risk,To classify their financial management risks.By using the index system analysis method,this paper qualitatively and quantitatively analyzes the financial management risk of China Merchants Bank in Shandong Province,determines its risk level and adopts different strategies to deal with different levels of risk.Analysis of the causes of risk,put forward countermeasures for the risk management of China Merchants Bank in Shandong Province.It monitors the risk of financial management,briefly describes the principles and objectives of financial risk control of commercial banks,and puts forward the measures to deal with the financial risks from two aspects: organization management and process control.Continuously improving and strengthening the financial risk management of commercial banks is not only beneficial to the normal operation and development of Shandong Merchants Bank itself but also practical for enhancing competitiveness and anti-risk capabilities.It is also of practical significance to the stability of the entire national market economy and the international financial and economic The steady and orderly development is of great significance.