Design And Implementation Of Bank Credit Management System

With development of the economic and information technology,the bank's e-credit business has entered the quick period.Among them,the credit business has done a lot of reform and optimization,a variety of small micro-enterprise loans and individual business loans business came into being,which has injected new vitality to the development of the banking industry.However,the credit business also has various risks,such as default risk,overdue risk and so on.Banks must take effective measures to avoid these risks,so as to achieve the purpose of profitability.Thus,it is necessary to develop a simple and efficient bank credit management system.To establish an efficient bank credit management system,first of all,the necessary technology and development platform are determined,including JSP technology,SSH framework,MyEclipse development platform,Sql Server 2008 database.Then,based on the actual credit business,the thesis analyzes the business process of the credit management system,and several functional requirements of the bank credit management system are obtained,including customer information management,loan business management,loan interest management,post-loan management,query statistical management.Subsequently,the non-functional requirements of the system were analyzed.Then the overall system architecture design is conducted,including logical architecture design and network architecture design.The major functional modules are designedand five functional subsystems are obtained.Furthermore,the database designof the system is conducted,involving the concept of design and logic design.Then,a detailed description of the operating method is performed.Finally,the system is tested from both functional and performance tests.The test results show that the system achieves the expected functionality and performance.