Application Of Financial IC Card In Mobile Payments

With the developed information technology,the 4G mobile communication became more and more popular.Mobile Internet technology is gradually changing the world,which has a profound impact on all walks.Mobile banking was born in the background,to use mobile payment through mobile terminals are accepted by more and more people.Today,with the new technology,financial IC card in mobile payments shows the thriving vitality.To the user,mobile payment brings a convenient payment experience,but security is still the biggest weakness.Security of financial IC card is innate,to build the card issuing system from the air is not only a correct way,but also is the key of this paper.Through using some key technology,this paper shows stage of the system requirements,design models,software development and user acceptance testing.Some Diagram used during the stage of the system requirements to define the constraints of the project.It finished the logic and network diagram,during the phase of system design,and shows the software architecture of the project,uses E-R diagram to modeling the database.After finishing software development,the test plan and test method was given.The paper finally shows summary of this project,showing the results,finding direction of further research according to the experience of the project.Through the establishment of card issuing system,the IC card has been successfully applied in mobile payments,and has since brought in secure&convenient mobile financial products.It brings good economic value and social benefits.