Design And Implementation Of Credit Management Information System For HuaXia Bank

The commercial bank is the profitability of financial institutions,the type of business capital storage,borrowing and the other intermediate business.‘Annual inspection' loan product of HuaXia Bank means to alleviate pressure on short-term debt for small and micro business users,so that small businesses are better able to adapt to the rapid changes in capital cases,and small and micro enterprise loans are also able to enjoy a "grace period”.Companies can not only provide loan repayment period,but also to ensure the company's cash flow,and there will be no loans overdue records.This paper based on the main characteristics of credit operations of small and micro businesses in HuaXia Bank –‘annual inspection ‘loan,using the architecture based on J2 EE and Struts structure to design the small and micro enterprises credit management system of HuaXia bank.The system uses the Struts architecture,realize the MVC design pattern,separate the business logic layer and the presentation layer,and use a heterogeneous better B/S structure instead of C/S architecture previously used.The advantage based on the development of small and micro J2 EE advantages of business credit management system is capable of not dependent on any specific hardware and operating systems,middleware.After fully developed,by the method of software engineering theory,the system needed analysis;the function of the system uses case diagram,then the overall design of the system,and describes the main framework of the system.The main function of a modular system designed to contain user information processing module,credit processing module,after the loan processing module,query processing module and system processing modules,etc.,the design and realization of operation flow of each functional module are introduced in detail in this paper.Developed on Java EE,Small Micro-customers System with struts framework has the advantage of small and micro-enterprisecredit management system based on client/server architecture,thehardware requirements are low,reducing maintenance costs,and to ensureits stability.