Design And Implementation Of The Auto Loan System Based On Internet Financial

From global warming to urban pollution, environmental issues increasingly become the Limited by the fund shortage for personal load, now financial cooperation have reduced their load for cars especial for those with low configuration, which has been closed because of the monetary intension. Usually most of the group and individual will go to the near financial cooperation and apply for the auto load after selecting their ideal cars. But the procedure of qualification examination is very complicated in the bank. All the applicants need to take property ownership certificate as hostage. If the applicant's credit record is good or the purchasing car is high configured, some financial cooperation will simplify the procedure and take the car itself as hostage. Comparing with some non-financial institution, the duration for examination in the financial cooperation is longer. The annual rate of the auto load is 10% higher than the regular rate of the other load in the financial cooperation, the individual still need to take 2.5% to 3% cost for other relative issue.Auto loans system is intended primarily for the 4S shop, and some 4S store needs and financial cooperation between small loan companies, the user groups are the young people having the immediate needs of a car loans. In this paper, it will the analysis the current status of auto 4S shops, from the reality of auto loans system. On the basis of understanding each structure system requirements, we design the data base and systems module. The system is divided according to the business needs of each management module, which focuses on investment income to achieve the level of relations between investors and loader among other functions. So that investors can take advantage of the Internet channel to complete the type of product and investment management and earnings. Taking into account the risk factor of the system, it introduce a security account, so that the investor's risk can be minimized, while the front end of the system strive to make the system easy to use and strengthen humane and personalized concept. It enhance the effect of the user experience based on detailing the business type and user demands. The system uses B/S structure model, and the web application system which is built on the widely used Spring MVC framework. The system is constructed initially using the open-source background database Mysql database with certain technical characteristics as the memory.