Study On The Current Situation Of College Students' Sports Insurance In Jiangsu Province

With the market and professional sports, sports insurance as an integral part of the sports industry, play an increasingly important role. In the actual operation, the physical security risk can not be completely eliminated, which means that sports insurance has become an important measure to transfer risk. However our country sports insurance system started relatively late, compared with developed countries, the sports insurance system in our country still exist many defects, only continuous reform and perfect the sports insurance system in our country, in order to ensure the sports in our country the development of faster and farther.College sports competition selection of our country athlete echelon as a basic link, is good for us to develop and Promote Youth Sunshine Sports and the broad participation of the game determines the students sports competition is the largest sports insurance, the number is the most important events. Through reading the research results of the scholars, the research of sports insurance mainly concentrated in the domestic and foreign sports insurance system comparison, the domestic situation of the development of sports insurance, existing in Chinese sports insurance development problems and countermeasures, sports insurance present situation etc. Multiple. For the study of the present situation of the sports insurance of the provincial college students, the author has not yet found in the relevant web pages. And Jiangsu Province, as the forefront of China's economic and sports development, the research on the sports insurance of college students in the same kind of research in China has the practical significance. This study in Jiangsu Province college student sports insurance present situation as the research object, to issuing entity questionnaire form to the coaches and athletes, investigation of college sports events in the sports insurance status of purchase, buy consciousness, buy recognition, and draw the following conclusions:First, the Organizing Committee of Jiangsu college students' sports competition requires athletes to buy Sports Insurance in the event of competition. Diversification of the insured, including the personal insurance, the school to athletes charge premiums to the collective form of insurance, the school expense for athletes against school students to Ping An insurance as to take part in the competition of insurance and other forms, requirements of different sports items to the insured party method differed.Second, the athletes of sports insurance awareness is relatively low, the sports insurance content, development, advantages and functions of don't know much, but on sports events in the sports insurance insured showed a more positive attitude. In contrast, the dangerous condition of the athletes for full participation in the game before the insurance purchase, the Organizing Committee of the loss prevention education, to participate in the competition, to be or get out of danger after the insurance claims, claims, liability identification, and finally to whether claims success, the amount of compensation in the amount of medical accounts for the ratio, the increase of family economic burden of have personal experience, so athletes of danger risk awareness, safety awareness, sports insurance of cognition and recognition level is higher than that of general athletes. And the coaches in these two areas are significantly higher than the ordinary athletes, which is closely related to the coaches and sports related projects are inseparable.Third, the investigation of Jiangsu Province college student sports events, the level of awareness of basketball and football players and coaches of sports insurance highest on events in sports insurance the insured showed strong positive. In contrast, taekwondo athletes and coaches of sports insurance awareness is relatively weak, the game of sports insurance in the insurance is relatively "indifferent" state, in this area needs further improvement.Fourth, in Jiangsu Province college student sports events, including coaches, athletes, Participation in insurance athletes, all personnel, sports insurance consciousness and the development of western countries in comparison is relatively weak and need to continue to improve. In sports participation, lack of loss prevention system of training and learning, existing prevention training in the actual operation effect is not obvious, in the hearts of the coaches and athletes recognition is not high, we need to further improve the practical application ability, to explore how to better combination of theory and practice. At the same time, the ability of the coaches and the athletes to take the initiative to use sports insurance to avoid the risk of sports is relatively low, which needs further improvement.