Investigation On The Present Situation Of Sports Insurance Of The Sports Championship Among Middle School Students In Shanxi Province

Sports industry has an increasingly important role in development of resource-based city, so the sports insurance as an integral part of sport industry is self-evident. However, because of the late start of sports insurance, its development has been very slow.Compared with other races, student class athletic competition as the basic part of Echelon Chinese athletes selected and as well as the benefits of promoting the youth Sun Sports Program, degree of its popularizationand the broad participation of athletes decided it was the largest number of insured、 the largest sporting event. Study on the current situation of students’ sports insurance in grass-roots sports championships has very strong guiding significance on perfecting the risk management work in grass-roots sports.On the basis of reading senior scholar researches writer finds that the outcome of the current research is mainly focused on the present situation of the development of sports insurance in China、comparative research on international sports insurance system、sports insurance market、sports insurance agent market、current situation of school sports insurance、current situation of sports insurance、sports insurance fraud areas,but study on the current situation of students’ sports insurance in grass-roots sports championships that I have read did not be seen one.This research take the study of the current situation of sports insurance in high school sports championships of basketball, Tae kwon do, football in Shanxi province as the research object, by issuing surveys of athletes and coaches athletes sports insurance purchased, players and coaches on sports insurance’s perception and satisfaction, and the prevention status of the education for disaster prevention, research reached the following conclusions:(1)Athletes are forced to buy sport insurance by organizing committee of the middle school students Basketball, Tae kwon do, Soccer Championship in Shanxi province. Basketball’s way of insurance is personal insurance, school collecting athletes’ money for premium insurance, schools with students as participating insurance Ping-an insurance, soccer player’s way of insurance is personal insurance, school collecting athletes’ money for premium insurance, taekwondo athletes covered was the Organizing Committee premium to insure the players’ collective group personal accident insurance.(2)Athlete’s sport insurance awareness is low, acceptance is high. Coaches of sports insurance awareness and recognition are obvious higher than player. Athletes and coaches of sports insurance consciousness is still relatively weak. Danger of athletes on sports insurance awareness and recognition are higher than athletes, but great dependence on sports insurance.(3)Among basketball, taekwondo, football championship of middle school students in Shanxi province, basketball players’and coaches’sports insurance awareness were highest, athletes’and coaches’of the Taekwondo sports insurance awareness were weakest, and needs to improve.(4)Insurance awareness of the coaches, athletes, danger players sports are low, lack of systematic prevention of loss prevention education, Initiative to take advantage of avoiding risk of insurance capacity needs to be improved.