| According to the relevant data,our country at the end of the twentieth Century when the aging of the population reached about 10%,which shows that our country into the aging society,the elderly population more.And aging has been in a state of growth,the increase in the number of elderly population with millions of this unit to describe their growth rate is much higher than the national total population growth rate.According to the National Bureau of statistics show that in 2011 a data early in the second quarter,the proportion of the population aged 60 and over 13.26%,is expected in mid twenty-first Century,this number will be more than four hundred million,is about two times the population of children.With the increasing aging of urban population,urban pension problem becomes more and more important,people have to face some of the pressure of pension,had to learn to deal with the inter generational relationship.Handle the pension issue has become indispensable to today’s era of "harmonious society" is the theme of the subject.The aging of the population,followed by the pension problem,mainly related to two aspects: one is to support the elderly who,on the other hand is how to support the elderly,the reason is how to deal with the problems of the elderly.Let the elderly spend their old age,the most fundamental is to find the most effective,the most efficient,the most consistent with China’s national conditions.However,there are still some drawbacks in the existing pension model in China.On the one hand,the family pension for the elderly show more and more obvious limitations: the younger generation of work and study pressure is growing,taking into account the family time every day.The development of economy brings a better life to the people,the higher level of medical care,the past can now rely on high-tech Difficult miscellaneous diseases are solved,people’s life expectancy rises again and again,it is very difficult to meet the young people of the elderly care demand situation.The elderly population,is also facing the new pattern of family structure created by the times because of the one-child policy have brought 124 families--challenge model,more and more adult children and their parents no longer.At the same time,the family is now more than 3 home,the burden of caring for the elderly can only be borne by the adult children.Adult children not only to take care of the elderly,but also to take care of young children,which brought a heavy burden on the adult children,but also to break the traditional way of family care.On the other hand,pension institutions also showed a lot of embarrassment: social pension services are good and bad,the high level of service,good pension institutions generally charge;pension agency service level is low,less lower fees,but most of the residents do not want to enter the pension agency service level is low;mostly because the social pension institutions lack of human services,most agencies just mechanically to give material and spiritual care while ignoring the elderly need most.In the traditional family pension and pension institutions facing challenges under the condition of China from pension business development experience of developed countries such as the UK,combined with the actual situation China social problem of aging in transition appears,push a new model of old age pension.Is relying on the community,funded by the government in the community all contribute money together to build community care agencies,so that the elderly in the community,not to social institutions can enjoy a pension daily care,health and mental care.This model has absorbed the essence of the original two forms of old age,in line with the actual situation of our country and people’s psychology,is a kind of pension.The pension model can alleviate the financial pressure of the government,make up for the lack of pension institutions such as shortage of beds,it adapts to China conditions,but also alleviate the pressure of work and child care for the elderly,while showing a fine tradition of the virtues of filial piety China.Although a lot of scholars,experts and government on how to more effectively promote community endowment put forward many effective opinions and suggestions,and with the continuous promotion of community endowment pattern,more and more elderly people will not be lonely,but enjoy life,children can make effort on the job,the government can be saved pension funds into other aspects of welfare,but this model has been widely implemented and operation in our country,but also need more discussion after the test of practice and very strict.This paper systematically introduces the connotation,characteristics of community endowment in China;analyzes the necessity of China’s aging population the special circumstances of determining community endowment pattern;introduces the current situation of China’s community pension mode,include the superiority of the development status of our community endowment and community endowment pattern the current lack of community endowment;lists: the imperfect of community pension service facilities,there is a lack of understanding,lack of professionals,lack of reasonable allocation of resource endowment;according to some community development community endowment the successful experience and lessons,summed up some effective methods.Through the discussion,we are sure of community pension mode,but does not deny the traditional endowment way,but not to abandon the traditional old-age pension services,the promotion of community is mainly for the lack of supplementary old-age pension Weakening Mechanism and the shortage of the family,in order to find the traditional pension cannot meet the pension needs of the existing methods,make more more elderly people a sense of goal.Vigorously promote the community endowment,actively absorb the advantages of family pension,pension institutions,integration of resources,improve the model of community care services,community endowment in order to get a significant development. |
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