Research On The Risk And Management Of Family Assets Allocation

The effectively combines the present stage our country family financial situation,the use of investment and risk management risk to household asset allocation process in the presence of the overall analysis and research,and in accordance with the proposed family guard,asset allocation,risk,countermeasures and suggestions to improve the level of wealth management.Firstly,basic concepts,family asset allocation theory and development situation are introduced and analyzed;then in Sino US family asset allocation risk management carried out a detailed comparative study,hope that the United States some of the mature risk management idea can bring important learning value of configuration management of family assets in China;then we from the income factor and the risk preference factors and cyclical factors of potential risks to the family financial forecast,and introduces the actual performance of household asset allocation risk;finally we risk problems in family asset allocation management put forward effective preventive measures,and discusses the prevention under configuration management of family assets most effective way to practice.