Study On The Financing Question For The Third Party Logistics Develop Confirmed Warehouse Business

As an important part of China’s national economy, the small and medium-sized enterprises(SMEs) have made great contributions to China’s economic development, employment rate and economic structure. However, the SMEs has suffered serious financing difficulties in the development and hindered their normal growth. At the same time, the traditional third party logistics develops warehousing, transportation services have been unable to meet customer demand. We had to find a new project to expand the scope of business, improve economic benefits. So logistics financial business emerged as an innovative service, which provides financing, logistics companies to improve service levels, increase profits point to help banks and other advantages, has become the target of the industry. Confirming warehouse financing business is a business of logistics finance, which can stream the entire supply chain, capital flow and information flow integration, the use of the core business of credit and credit for SMEs to provide financial services. This paper gets on view on the third party logistics point, which analyzes the development status confirming warehouse financing business, credit, other risks and rewards performance.This paper first introduces the theory and method of confirming warehouse financing from its connotation, characteristics, business model and so on. Then, it analyzes the current situation and problems of the third party logistics and the confirming warehouse business, and points out that the credit risk is particularly prominent. This paper constructs confirming warehouse credit assessment systems, which evaluate the credit risk of SMEs though the use of SPSS19.0 software, and base on the assessment results into a confirmed warehouse business enterprise credit risk level. Then different service methods are proposed according to different customer level, and the risk is controlled.Finally, it studies the benefits confirming warehouse financing parties involved in the method of quantitative analysis, and comparative analysis the specific benefits confirming warehouse financing and traditional financing models to explore the advantages of insurance against the financial positions, results confirming warehouse financing performance was significantly better than Conclusion the traditional constraints of funds financing mode. I hope that through this study described above can provide some references and guidance in the third-party logistics enterprises and SME confirming warehouse financing operations carried out.