Bank S’s Countermeasures Under Interest Rate Liberalization

China is in the process of liberalization of interest rates. The processes and experience of market-oriented interest rate in foreign countries can be used to analyze and forecast the future of Chinese financial market.The commercial banks in China can answer the reform positively and efficiently. As a Japanese bank in China, will compete in the same environment as Chinese banks do. The thesis will focus on how to take the advantage of their overseas experience to survive and develop.The author will focus on the experience of market-oriented interest rate liberalization in Japan and take appropriate measures to improve the traditional bank business. Besides, interbank business and banking intermediary business is effective channel to increase the profit.