Research On "Internet + " Agricultural Product Export Financing Of Shandong Province

The volume of export of the agricultural products in Shandong province has been continuously ranked in the first place in the whole country during the past 16 years. Exporting agricultural products has significant effects on increasing farmers’ income, revitalizing rural economy or agricultural modernization. Under the influence of global economic recession and barriers in technology and trade, the agricultural products’ export growth in Shandong has slowed down or even negatively. Therefore, we should search for solutions to improve the competitiveness of exporting agricultural products and expand market overseas. However, effective financial support can reduce the financing cost of agricultural product exporting enterprise, as well as speed up their capital turnover, and thus form an innovative product comparative advantage. Hence, effective financial support should be an excellent method to improve the development of export-oriented agriculture.Both of the nation and the local government have invested considerable resources as a measures to improve the construction of rural financial system, which have made considerable accomplishments. But, by analyzing macro-data and making spot investigation in Shandong Province, these measures still have drawbacks in financial supporting, for instance, uneven distribution of financial institutions, poor financing means and unitary financial product.From my perspective, in the era of “Internet Plus”, we can take full advantage of the technological achievements of Logistics Finance and Internet Banking as well as the advantages of Internet Financing to find an innovative model to support the export financing of agricultural products without the direction of Banking Financial Services. In this dissertation, I present three innovative models based on the technology of big data which includes Logistics Financing model, Alternative Purchasing Logistics Financing model and Logistics Financing model based on “the P2 P Net-loan Platform”.It is an inevitable trend that merging Traditional Logistics with cloud computing and Big Data and Mobile Payment. In contemporary, the Internet technology has been sophisticated enough to support the innovation of the financing model. Hence, government and enterprises should accurately capture this strategic opportunity, and, by political support and technical innovation, form an exporting agricultural products’ comparative advantage and promote agricultural development in many aspects.