| China on December 31, 2012 new released "the central committee of the communist party of China, the state council on accelerating the development of modern agriculture to further enhance the vitality of rural development of several opinions(discussion paper)" clearly put forward to improve the rural financial services. April 20, 2014, general office of the State Council and financial services for the rural released the C ircular of the general office of the State Council on financial services for the "three rural" development certain opinions "(Guo Ban Fa [2014] No. 17), emphasizes the importance of the rural finance is an important part of China’s financial system must be innovation in rural financial products and service mode. which not only keep the rural social economy the urgent task of fast and good development, and is the need to build a new socialist countryside. The county economy development there is a close relationship with the extent of the county financial support. The development of county economy, county financial services needs corresponding support, but at present, the county fina ncial services subject single, weakening the financial service functions problem performance is outstanding. To fundamentally solve the problem of weakening the county financial services, must be from the aspects of policy, mechanism, environment and other multi-pronged, restore and improve the county financial services system and the system and form a competitive and dynamic county financial services market. Through the green channel opening supporting agriculture budget, intensify credit, perfect service system and so on work innovation, live rural financial market. Provide financial support for rural reform and development of the service.Insist on the theory of financial repression, asymmetric information theory, market failure theory as the foundation, based on the county financial development present situation in our country, draw lessons from existing research results at home and abroad, fully using the theoretical analysis and empirical research, comparative analysis, inductive and deductive methods, such as the county financial support to the development of county economy the plight of the status quo and degree, and causes the system is analyzed. Found Xuwen county industrial structure is unreasonable, industrialization and urbanization lag, low agr iculture accounts for a larger proportion, extroverted degree of factors is causing the county financial difficulties, lost momentum of economic development and a series of problems of internal cause; External cause is the weak position of the county econo my, cause from the enormous outflow of factors of production, as well as the national finance, financial, administrative management system support for the county economy. In this paper, through on-the-spot investigation, individual interview, questionnaire and literature retrieval methods to collect related information, first from a macro on the reform of the rural finance in China are summarized, analyzed the necessity of county rural financial development and common problem, and then in the perspective of Xuwen county, combined with the author for many years in the county of grass-roots financial work experience, the county rural finance service status were discussed from the micro level as well as the influence on economic development, rural financial support of the county economic development Suggestions are put forward. To further improve the county rural finance support rural economic construction ability, keep up with the pace of the new rural construction, and further better out of a suitable for rural economic development of the road to financial, offer beneficial reference and enlightenment. |
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