Research On The Development And Supervision Of China’s Internet Banking

With the electronic information technology industry booming, the Internet now in every corner of people’s lives, the Internet financial deep into every aspect of people’s lives,electronic transactions, payments, finance, etc., have gradually been accepted by the public.China’s electronic financial markets open relatively late, after the mid-1990 s, was accompanied by the development of e-commerce into people’s lives, and should influence the life. Electronic domestic financial market needs to catch up with the pace of development of the country as soon as possible, in order to ensure the maximization of the interests of investors.Firstly, the concept of Internet banking will be defined on the basis of on the profile and trend of the Internet financial development for analysis, then, the article on the Internet Financial SWOT analysis to explain the strengths, weaknesses, opportunities and threats,and by analyzing the content of then comb summed Internet governance issues are key issues constraining the development of Internet banking, regulatory issues is the only way to solve the financial development of the Internet, then, the balance of treasure behead an example for the development of the Internet and financial regulatory issues were discussed,and finally, stressing the theoretical analysis and practice together, learn from the advanced experience of foreign countries and the outcome of the domestic electronic financial sector regulation, and proposed legal safeguards- moral constraints, dual supervision- to ensure information security, integrity evaluation of three different dimensions of electronic financial regulation in the field of domestic proposals.