A Study Of Problem On The Financing Channels Of Small And Medium-Sized Enterprise In Heilongjiang Province

Heilongjiang province is an agriculture province, the development of which can’t do with the development of agriculture, Small and Medium-size enterprise is in the majority. So the development of small and medium-sized enterprises can affect the economic development, cause that small and medium-sized enterprises is the weak industry that falls behind others, it is very important for it to develop and support its own construction. The problems of financing channels in small and medium-sized enterprises is hurry to be solved for now, and the quality of the financing channels restrains the development of small and medium-sized enterprises. Whether scale or quality of these enterprises is far below the other developed province, cause d the financing channels serious influenced, and under the leading enterprise’s oppression, the financing channels suffers the further restraint, with the addition of internal and external elements, hindering the financing channels of enterprises. So that is the point to find and solve the problems which restrains the financing channels of small and medium-sized enterprises, with the topic of The financing channels of Heilongjiang Agricultural small and medium-sized enterprises, providing theoretical basis for optimizing The financing channels of Heilongjiang Agricultural small and medium-sized enterprises by elaborate analysis.This thesis defines Heilongjiang Agricultural small and medium-sized enterprises and the financing channels from the theoretical aspect, and it introduces financing structure theory and financing efficiency theory. Later it selects 150 small and medium-sized enterprises as specimen, these enterprises cover almost district of Heilongjiang province, doing a detailed research under different circumstances of the financing channels of small and medium-sized enterprises, and raise questions to the financing channels of small and medium-sized enterprises, such as the narrow channel, the proportion of equity financing is low, the proportion of informal financing channel is high. And this thesis analyzes the reason why the problems of financing channels of small and medium-sized enterprises exist next, and do a deep research from two parts: qualitative and quantitative. This thesis uses AHP analytic hierarchy process to analyze the element which affect the financing channels and sort statistical weight of these elements and its impact, this lays a foundation for optimizing suggestions of the financing channels of these enterprises. Finally, according to the result of qualitative analysis and quantitative research, it raises a suggestion for optimizing the financing channels of Heilongjiang agricultural small and medium-sized enterprises, providing a preparation on how to financing for enterprises.