Research On Risk Management And Control System Of Policy Guarantee Institutions

In our country’s economic society, small and medium enterprises have become the basic force of increasing employment, stabilizing the society, developing economy, promoting innovation, which plays an important role in the national economy. At the same time, after the fast development of China’s economy in the past thirty years, has entered a critical period of transformation and upgrading, There is a lot of downward pressure on the economy. Under the downward pressure, small and medium enterprises are facing a common survival dilemma, which is the most prominent financing difficulties. As an important part of financial market, the financing guarantee business has made important contribution to the financing and development of small and medium-sized enterprises. At the same time, the financing guarantee institutions have the characteristics of high risk and low income, it is difficult to attract private capital, and the state-owned policy guarantee institutions become the main force of the security industry, playing an increasingly important role. But at present, the policy guarantee agencies generally exist management is not standardized, the risk is outstanding, the Guarantee corporation management is credit, management is the risk management is the most important, the relationship between the survival and development of Guarantee corporation.on this text, by using select a representative local policy Guarantee Corporation A company as a case, Using risk management and policy oriented finance as the theoretical framework for the research perspective, based on the process management and the risk management, have a comprehensive analysis of the A company’s business structure, business process and external risk, From the system, process, risk sharing and compensation mechanism, external supervision research risk management of policy guarantee institutions, which aims to reduce the risk of policy Guarantee corporation through the systematic risk management system.