Loan Risk Management Research On Minor Enterprises Anshan Branch Of ICBC

The ICBC is one of the biggest commercial bank in China. It's operation target to realize security, stability and liquidity. With China's finance market open to the world in 2006, ICBC are facing more fierce competitions and more challenges.Credit loan is one of the main operations to ensure commercial banks' survival and development. Credit risk is still the vital risk in banks' operation.Minor enterprise plays an important role in Anshan's economy. The difficulties and problems due to operation character of minor enterprise'loan, law enviroment and social credit . The minor enterprise'loan have high risk.During the long term operation, the Anshan branch of ICBC have much bad loans. There are some questions to be solved ,such as how to digest bad loans , loan customer resource shortage. Minor enterprise business is more broad and to be key in finance market. It would became a focus all of banks management to possess due to loaners'limited amount.The level of credit risk management is poor and not high in Anshan branch. Our current target is to improve the level of credit risk management , make credit risk management system sound and adopt advance credit risk management measure.This paper analyzes the credit risks of Anshan branch on the base of academical research and practical research . With the conditions of credit risks in control, Anshan branch can deal with bad loans and improve the market share.The paper is composed of six charters.Chapter one is an introduction about paper research target, meaning and thought.Chapter two is about the conditions of credit loan in Anshan branch,...