The Research On The Development Mode Of The Commercial Banks Investment Banking Business Of China

The marketization of interest rate in our country continues to increase and depth, based on the capital market perspective of competition among commercial Banks is increasingly fierce, the bank competition between financial institutions and non-financial institutions will increase. At the same time bring commercial bank profits are dwindling, yes the profit pattern of for a long time to produce a huge challenge. In order to obtain generates new profit way, the major commercial Banks have to expand the scale of its investment banking operations, at the same time its business center gradually transferred to the investment. Now in the face of the domestic financial industry comprehensive opening to the outside world and maturity investment companies into the domestic with abroad this severe challenge, domestic commercial Banks to expand its investment, the scale has become a inevitable result. The problem is that China’s current investment business of commercial bank has made some achievements, but still in its early stages, it is not mature, also faces more problems at present stage. Investment business of commercial Banks in China also need to learn foreign advanced management experience, but also summarizes some problems to solve in the development of domestic commercial Banks, thereby expanding investment business for all kinds of commercial Banks play a certain guiding significance.The research content of this article is divided into five chapters to analysis and interpretation. First chapter in the perspective of macro sums up and summarizes the domestic commercial Banks in China to expand its investment banking operations in the background and significance, at the same time, combined with domestic and international commercial investment bank investment analysis on the current situation of business operation mode, and then to the full text, the research method and technical route, and the research content has carried on the detailed introduction. The second chapter to the clear definition of related concepts, the distinction is made on the related concepts, and investment in the domestic and foreign commercial bank related business operation model to analysis and interpretation. The third and fourth chapters as the main part of the full text, mainly using the method of SWOT analysis by the development of commercial bank, an investment bank, the feasibility and necessity of the investment business is analyzed, as well as the problems in the process of its development investment business are detailed analyzed. Fifth chapter through commercial bank investment bank’s operation mechanism, organization framework, has carried on the detailed operational objectives such as Angle, and combining with the above analysis, corresponding solutions are given to guide subsequent various commercial bank development investment bank.