Study On Development Issues Of Agricultural Insurance In Yi-yang City

The agricultural industry has its particularity. High risk and agricultural production is expected to have a lot of uncertainty, so that by the way of agricultural production on the insurance to ensure the vital interests of the farmers is imminent. regional natural disasters, under huge risk of agricultural production in Yi-yang, development of agricultural insurance has become the urgent need. In this paper, the development of agricultural insurance in as the breakthrough point, make contributions to realize the sustainable development of agriculture in Yi-yang.Through theoretical analysis, this article first to the development of agricultural insurance in introduced the connotation of agricultural insurance, agricultural insurance after the features and functions, focuses on the theoretical basis for the development of agricultural insurance are expounded; Second, the empirical analysis of agricultural insurance development present situation and problems of Yi-yang city, mainly expounds the developing situation of Yi-yang city agricultural risk, using the field survey data and access data, a comprehensive analysis of the current development of agricultural insurance effect of Yi-yang city and the development of several aspects of the problem. Again, based on the experience of the agricultural insurance development at home and abroad, analyzes the developed countries such as America, Japan and the Philippines as well as domestic regions such as Shanghai, Jiangsu, Heilongjiang’s successful experience of the development of agricultural insurance, and draw on successful experience from its revelation to the development of agricultural insurance in; Finally explores some Suggestions of perfecting the agricultural insurance development in:One is to improve the ideological understanding, strengthen the agricultural insurance to work; The second is to speed up the expanding agricultural insurance, improve the level of protection; Three is to further improve the mechanism of the system, to ensure that agricultural insurance specifications; Four is the introduction of insurer competition mechanism, and constantly improve the service level; Five, we will improve the agricultural insurance laws and regulations; Six is optimized development environment of agricultural insurance.