Monitoring Model On The Supply & Demand Equilibrium Of Housing Provident Fund Market

The Housing Provident Fund system has changed the initial structure of housing distribution, institutionalized the workers’ self-accumulation of housing consumption, stimulated the housing provident construction and helped to solve the housing difficulty of citizenship. Being the capital housing economic policy, the Housing Provident Fund’s effect on housing security function was affected by factors of Housing Provident Fund market. Analysis of the operating situation of Housing Provident Fund market tells that the key factor, which affects the Housing Provident Fund market most, is the equilibrium of supply and demand of funds. Consequently, it is important to research the equilibrium of supply and demand of Housing Provident Fund market.The work that has been done In this paper are as follows:First, based on the analysis of Housing Provident Fund market’s current equilibrium of supply and demand, 12 factors has been picked up from the aggregation and consumption of Housing Provident Fund. The principle component analyze method is adopted to study 14 major cities’ data relate to the Housing Provident Fund market’s equilibrium of supply and demand, and obtained the crucial factors that affect most.Second, the monitoring model of relationship of Housing Provident Fund supply and demand has been made by adopting synthetic stimulate method. Taken Xi’an as the example, this paper presumed the supply index, demand index and equilibrium index of Housing Provident Fund market, to evaluate the changing situation of supply and demand of Housing Provident Fund market, as well as the imitation of the coming year.Third, this paper made a systematical statement of the factor that affect the Housing Provident Fund market’s equilibrium of supply and demand. Also, strategy and instructions are proposed from supply realization mechanism and demand realization mechanism of Housing Provident Fund respectively, providing the Housing Provident Fund administration references to keep the Housing Provident Fund market’s equilibrium of supply and demand.