The Merging Of Urban Resident Medical System And New Rural Cooperative Medical System

These years, the New-type Rural Cooperative Medical System and the Urban Social Medical Insurance System have been implemented and improved one after the other. With the developing of them, we’ve achieved the goal of the social security basically that everyone in China can be the beneficiary of the medical insurance. The dual economic developments between urban and rural, however, are not balanced. Because of its constraints, there are a number of gaps in the current medical insurance system, including the coverage, financing standard, security, etc.More importantly, nowadays, the social economy and the new-type urbanization have developed faster and faster. As a result, the boundaries between urban and rural have been blurred gradually. Naturally, the malpractice of medical insurance systems between urban and rural is gradually emerging. It is especially reflected in the New-type Rural Cooperative Medical System and the Urban Social Medical Insurance System. They run together and plenty of problems are being exposed in the design of the system, the management system, the differences of the service in different places and the waste of medical resources. Obviously, the pattern of the coexistence of the two systems can be adapted to neither the development the society and the economy nor the needs of the masses’ health. Meanwhile, the masses’ needs are becoming stronger and stronger, the governmental finance has been more abundant, and the people who pay for medical insurance are similar. All that mentioned above makes it possible and necessary that we would break the boundaries of urban and rural household registration system, improve medical insurance policies and rationalize the management system. In order to achieve this goal, we should reform the insured mode, integrate financing standards, improve the compensation program and the information platform, unify the basic drug directory, and even more. In addition, we should explore and promote the merger of the New-type Rural Cooperative Medical System and the Urban Social Medical Insurance System gradually until the integration of urban and rural medical insurance. Most importantly, we should solve the contradiction of medical insurance between urban and rural to make the medical and health resources configured reasonably, and the medical insurance system fair. Finally, relieve the worries of the movement, and provides a solid and reliable social security. It is not only for the construction integration of Urban and rural but for the development of China’s economy and society as well.