The Affect Of Regional Economic Development On Rural Banks Operating Performance

At present, reasonable analysis on rural financial system from the surface features, range, but in fact owing to higher credit demand is characterized by low volume and frequency, all rural financial market was moving away from large commercial banks, also decided to deepen the reform of rural credit cooperative commercialization of urban roads and, therefore, had a vacuum of rural financial services, people are concerned about how to make up for it. In this context, new types of rural financial institutions such as the rural Bank came into being, based on the rural local, give full play to its own characteristics of natural and rural areas close to, increase the total supply of rural credit, and effective solution to the insufficient supply of rural finance, financial problems and low coverage.Perspectives this paper Anatomy of a case study of China’s rural banks by means of development. From a wider perspective, zhangping, Fujian is an underdeveloped area, the main indicators of economic development lags far behind the average level, most indicators in the end or the second to last. Because of differences in economic development between background the overall regional economic underdevelopment, even harsher conflict of interest between peers on the local, conflict resolution is more difficult. Economic and financial decision, differences in economic development is the result of differences in financial resources. In General, the overall financial business has witnessed fast development in recent years, but widened the difference of financial resources between each other. On the background of five village banks:Chongqing Jiulongpo,Guangzhou Baiyun, Jiangsu Hanjiang,Fujiang Zhangping and Zhejiang Longquan which started by Mingtai commerical Bank, this thesis is specifically studying their development, financial performance and so on, further articulating the impact of regional economic development on financial performance and pointing out solutions for problems on development of village banks.