Wuling Mountain Area Development Of Smes Of Financial Support For Research

Rapid development in recent years, the wuling mountain area of small and medium-sized enterprises, has become an important factor in the region of the national economy, especially in stimulating economic growth and solve the employment of this function should not be underestimated. The wuling mountain area of small and medium-sized enterprises are activists in the economic entity, are an important force in crucial for poverty alleviation. This article is based on the sustainable development perspective of wuling mountain area of small and medium-sized enterprises, explore the question of financial support in its development. First of all, by comparing the wuling mountain area and its surrounding provinces regional economic and financial environment, found that compared with other regions, the economic level of wuling mountainous area, such as economy, secondary and tertiary industry accounted for, per capita income, total retail sales of social consumer goods, etc., is backward, however, its local fiscal revenue, balance of financial institutions, and the total loan balance is smaller. And, by analyzing the various provinces and municipalities divided area and 71 counties of economic and financial environment, found that each shard between areas and various counties urban economy there are gaps in financial development. Then, through the analysis of the wuling mountain area of smes of financial support for the status quo, found that the national related ministries and the area of four provinces of governments at all levels to strengthen the policy support and financial support, for improve financial ecological environment, district financial institutions to strengthen the efforts in the credit, the financial service level and quality, for the folk financial development, however, they still can’t meet the needs of large numbers of smes of vigorous and diversified funding needs, cause for smes in the case of exogenous financing channel not free, still give priority to with endogenous financing. The wuling mountainous area of smes in the case of lack of financial support, is still faced with financing difficulties. It mainly displays in the highly centralized management affected the financial supply level, economic and ecological optimal inhibition to owe the credit lending, and corporate credibility is not high to reduce the debt financing opportunities, the shortage of intermediary services increased loans financing difficulty. Aiming at the problems in the wuling mountain area of smes of financial support, draw lessons from domestic and foreign experience and the actual area, put forward to speed up financial preferential policies to the ground, the implementation of differentiated credit policy, promote the innovation in financial products and services, innovative financing model, specification guide non-government loan, accelerate the construction of credit system construction, strengthen the financial rights, standardize and develop the intermediary services, strengthening credit rating dynamic management, and other feasible suggestions.