An Empirical Study Of Operating Performance Of Joint-stock Commercial Bank Branches In Anshan City As An Example

Since 2009, a total of GF, Shanghai Pudong development, investment, China Everbright, Societe Generale, 6 national joint-stock commercial banks have been settled in Anshan, business has developed rapidly, the asset size is 15.99 billion at the end of 2013, the loan balance is 12.797 billion, the joint-stock commercial banks have become an important force of commercial banks in Anshan, responsible for many enterprises, especially the important task of providing the majority of small and medium-sized enterprise financing. However, the joint-stock commercial banks in the development of Anshan regional economic and financial situation, under the overall environment, the bank’s own management mechanisms and philosophy, Bank of new product R & D and the resistance and the ability to prevent risks are different, and each has its advantages and disadvantages.This topic is facing since 2009, the joint-stock commercial banks in Anshan set off a round of branch wave, understanding of Anshan city in recent years the joint-stock commercial bank business development situation, and in-depth study of the joint-stock commercial banks operating performance, the purpose is to get the joint-stock commercial banks in Anshan branch of the operating efficiency of the overall situation and the individual case, and through comparison, find the influential factors of joint-stock commercial banks operating performance, puts forward the main policy to improve the operating benefit suggestions. Promote joint-stock commercial bank in Anshan city continued healthy development, and continuously into the city, to promote local economic development, and to plan for the future into the Anshan City branch of joint-stock commercial banks provide certain reference value for the development strategy.