| Before the middle of the 1990s, the commercial bank was mostly regarded as an important supervisory mechanism. In 1997, an acute financial crisis occurred in SE Asia, evoking an attention should be pay to corporate governance for banking organizations. In Sept. 1990, the Barsel Committee on Banking Supervision issued an instrument of Enhancing Corporate Governance for Banking Organizations. Soon afterward, the People Bank of China issued Gu fen Zhi Shang ye Yin hang Gong si Zhi Li Zhi yin (A Guide to Guiding Corporate Governance on Joint-Stock Commercial Bank). Thus the problem of the governance structure of commercial banks became a focus of concern. The commercial banks bear features of their own apart from the other companies, which determine the corporate governance of its own. To study the basic issues of corporate governance to build up a general model for corporate governance of commercial banking organizations, to draw up a programme of countermove for the commercial banks to deal with whatever situation may be met with will serves as the basic thinking for China to undertake reform in governancing for commercial banking organization.My paper is based on introduction of the general theory of corporate governance, to build the theory structure of the corporate governance of joint-stock commercial banks, and introduce the international typical corporate governance appraisal system, and combine the basic situation of our country, discusses our country joint-stock commercial banks corporate governance and governance appraisal system. in the last uses the econometrics model discuss the relationship between the joint-stock commercial banks corporate governance and the bank achievements in the appraisal system.Altogether divides into four chapters. In the first chapters reviewed the theory of corporate governance, then generalize the theory of commercial bank corporate governance. Second chapter based on the particular of China commercial bank corporate governance , and emphasized the index of the creditor interests and the index of bank information disclosure that are different from the common corporate governance. Initially propose the Chinese joint-stock system commercial bank corporate governance appraisal system that including the index of property rights structure influence, the shareholder rights and the creditor rights, information disclosure, the trustee and the board of directors, the manager, the government and management matching .In the thirst chapter, author highlighted the value of EVA model in the joint-stock commercial bank. In the fourth chapter do an empirical study on relationship of corporate governance and joint-stock banks, in the finally summarizes the front findings and put forward policy-type proposal for the constructed of our country joint-stock bank corporate governance. |
