Study On Internal Control Information Disclosure Of Listed Company

Bank business development cannot leave the commercial bank credit risk management.Credit risk management bank credit risk management. Credit risk management for effective control of net cash flow and bank lending mechanism construction have important significance, but also to the capital stability and long-term development of commercial Banks.But for the credit risk management research in China is relatively late start, seriously enough.Now, with the rapid development of economy, in the development process of commercial Banks face the risk of more and more complex, in 2008 America’s "subprime crisis", China’s commercial Banks should accelerate to renew the idea of risk management, perfect risk management system, at the same time the problems existing in the credit risk management of commercial bank loans, causes and solving measures is imminent.Therefore, research on commercial bank credit risk has certain theoretical significance and practical significance.In this paper, the commercial bank credit risk management for related research.This paper mainly adopts literature research and chart analysis, the commercial bank credit risk management system analysis and research.This article first introduces the related theory of credit risk in commercial bank, and then according to the survey to list the manifestation of our country commercial bank credit risk, and then find the our country commercial bank credit risk management problems, and analyzes our country commercial bank credit risk management existence question, in the end proposed consummates our country commercial bank credit risk management advice, including perfecting the lender management system, build a credit rating system and cooperation with colleges and universities, raises has the dual ability theory and practice of risk management professionals,in order to strengthen the credit risk of commercial Banks to guard against and evade,reducing the loss of credit risk.